IDFC FIRST Millennia
VisaIssued by IDFC FIRST Bank
Annual Fee
Lifetime Free
Reward Rate
Up to 10X
Review & Overview
One of the best LTF cards that doesn't compromise on features like lounge access and rewards.
Key Benefits & Features
Highlights
- Interest-free cash withdrawals
- Railway lounge access
- Points never expire
Pitfalls
- High interest on carry-over
- 10X only after ₹20k spend
Who should get this card?
This card is Best For: New-age spenders wanting a free card.