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Privacy Policy

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1. Overview

Welcome to Gainii ("we", "us", "our"). We operate the website gainii.com. We are committed to protecting your personal information and your right to privacy.

This Privacy Policy explains what information we collect from you when you visit our website, how we use that information, and what rights you have regarding your personal data. If you have any questions, please contact us at privacy@gainii.com.

Short Summary: We don't sell your data. We collect minimal data to improve our service and show relevant ads. You can opt out at any time.

2. What Data We Collect

2.1 Data You Give Us Directly

  • Your name and email address if you fill out our contact form
  • Any information you voluntarily include in messages sent to us

2.2 Data Collected Automatically

When you visit our website, we automatically collect certain information about your device and browsing behaviour:

  • IP address (anonymised)
  • Browser type and version
  • Pages visited and time spent on each page
  • Referring website (how you found us)
  • Device type (mobile, tablet, desktop)
  • Country or region (not precise location)

2.3 Calculator Data

When you use our financial calculators, all calculations are performed locally in your browser. We do not store, transmit, or have access to any numbers you enter into our calculators — not your income, savings, loan amounts, or anything else.

3. How We Use Your Data

We use the data we collect for the following purposes:

  • To respond to your enquiries — when you contact us, we use your email and name to reply
  • To improve our website — analytics data helps us understand which pages and tools are most useful
  • To show relevant advertisements — our advertising partners may use cookies to display ads relevant to your interests
  • To comply with legal obligations — where required by law

We do not use your data to build personal profiles, sell to third parties, or send unsolicited marketing emails.

4. Cookies

Cookies are small text files stored on your device when you visit a website. We use cookies for the following purposes:

  • Essential cookies: Required for the website to function (e.g. remembering your theme preference)
  • Analytics cookies: Google Analytics helps us understand how visitors use our site. Data is aggregated and anonymised.
  • Advertising cookies: Our advertising partners (e.g. Google AdSense) use cookies to show you relevant ads based on your browsing history

You can manage or disable cookies at any time through your browser settings. Please note that disabling certain cookies may affect how our website works. See our full Cookie Policy for more details.

5. Third-Party Services

We use the following trusted third-party services that may collect data according to their own privacy policies:

  • Google Analytics — website usage analytics (anonymised)
  • Google AdSense — display advertising
  • Affiliate Partners — when you click affiliate links, those partners may set their own cookies. See our Affiliate Disclosure for more details.

We carefully select our partners and do not share personally identifiable information with them without your explicit consent.

6. How We Protect Your Data

We implement appropriate technical and organisational measures to protect your data:

  • Our website uses HTTPS encryption for all data in transit
  • We limit access to personal data to essential team members only
  • Contact form submissions are processed securely and not stored longer than necessary
  • We do not store payment information — we have no e-commerce functionality

No method of data transmission over the internet is 100% secure. While we do our best to protect your data, we cannot guarantee absolute security.

7. Your Rights

You have the following rights regarding your personal data:

  • Right to Access: You can request a copy of any personal data we hold about you
  • Right to Correction: You can ask us to correct any inaccurate data
  • Right to Deletion: You can ask us to delete your personal data ("right to be forgotten")
  • Right to Opt-Out: You can opt out of analytics cookies via your browser settings or the Google Analytics opt-out browser add-on

To exercise any of these rights, contact us at privacy@gainii.com. We will respond within 30 days.

8. Children's Privacy

Gainii is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of the website after a change constitutes acceptance of the updated policy.

10. Contact Us About Privacy

If you have questions, concerns, or requests related to this Privacy Policy, please contact us:

Email: privacy@gainii.com
Postal Address: Gainii, India
Response Time: Within 30 days of receiving your request