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Quick Summary
Gainii earns money through affiliate links. When you click a link and buy or sign up for a product, we may earn a commission. This never costs you extra, and it never influences our ratings, recommendations, or editorial content.
1. What Is an Affiliate Programme?
An affiliate programme is a partnership between a website (like Gainii) and a financial company (like a bank or insurance provider). When we link to their products or services and a user clicks the link and completes an action (like applying for a credit card or opening a Demat account), the company pays us a small commission as a referral fee.
This is a very common and completely legal way for free educational websites to earn revenue without charging their users.
2. Who Are Our Affiliate Partners?
Gainii may have affiliate relationships with companies in the following categories:
- Credit Cards: Banks like SBI, HDFC Bank, ICICI Bank, Axis Bank, and others
- Loans: Home loan and personal loan providers
- Insurance: Life insurance, health insurance, and car insurance companies
- Investments: Demat account providers, mutual fund platforms, and stockbrokers
- Banking Products: Savings accounts, FDs, and other bank products
Not every link or product mention on Gainii is an affiliate link. We also link to products purely for informational purposes with no commercial relationship.
3. How Do We Identify Affiliate Links?
We believe in clear disclosure. We identify affiliate relationships in the following ways:
- Buttons labelled "Apply Now," "Get Offer," or "Open Account" alongside a product are typically affiliate links
- Pages that compare credit cards or financial products may contain affiliate links
- Where space allows, we add a note like "Affiliate link — we may earn a commission" near the link
If you are ever unsure whether a link is an affiliate link, you are welcome to contact us at hello@gainii.com.
4. Does This Affect Our Content?
No. Our editorial team operates independently from our commercial partnerships. Here is how we protect our integrity:
Independent Reviews
Our product reviews and comparisons are written by our editorial team, not shaped by affiliate partners.
No Pay-to-Rank
A product cannot pay to be ranked higher in our comparisons. Rankings are based on value, features, and user feedback.
We Include Negatives
We mention drawbacks and cons even for products we have an affiliate relationship with. Honest = trusted.
Partnership ≠ Endorsement
Having an affiliate relationship with a company does not mean we "recommend" them above all others. Context matters.
5. Does It Cost Me Anything Extra?
No, never. Affiliate commissions are paid by the financial company to us — not by you. When you click an affiliate link and apply for a credit card, you pay exactly the same fees and interest rates as if you went directly to the bank's website. In fact, some of our affiliate partners offer exclusive welcome offers for users who apply through Gainii.
6. Why We Disclose This
Being transparent about how we make money is important to us for two reasons:
- Trust: You deserve to know whether a financial recommendation has a commercial motive behind it.
- Legal Compliance: SEBI's guidelines and global best practices (including FTC rules for US content) require affiliate disclosures on websites that earn revenue through product recommendations.
We believe that transparency builds long-term trust. If you ever feel that our content is biased or commercially influenced, please contact us — we take such feedback very seriously.
7. Contact Us
Questions about our affiliate relationships or content editorial process?
Email: hello@gainii.com
For partnerships: partnerships@gainii.com