Why do you need Vehicle Insurance?
Driving any motor vehicle on Indian roads without a valid "third-party" insurance policy is a punishable offense. Additionally, vehicle insurance protects you financially from disastrous accidental repairs, natural calamities, fire, and theft involving your own vehicle.
Types of Car / Bike Insurance
- Third-Party (Liability Only): Covers damages caused by your vehicle to another person's vehicle or property, and injury/death. Does not cover your own car damages.
- Comprehensive Cover: Covers third-party liabilities PLUS the damages to your own vehicle stemming from accidents, theft, or fire.
- Zero Depreciation Cover (Bumper-to-Bumper): A must-have add-on for cars under 5 years old. Without it, you pay for the depreciation of plastic/metal parts. With it, the insurer covers the entire cost of new replacement parts.